KALIA Yojana Odisha 2026: ₹10,000 Yearly + Life Insurance for Farmers

कालिया योजना ओडिशा 2026: किसानों के लिए पूरी गाइड

Quick facts: Krushak Assistance for Livelihood and Income Augmentation · ₹10,000/year (₹5,000 per Kharif + Rabi) to small/marginal farmers · ₹2 lakh life insurance + ₹2 lakh personal accident cover at low premiums · landless labourers get ₹12,500/year · portal kaliaportal.odisha.gov.in.

Launched in January 2019 by the Odisha government, KALIA (Krushak Assistance for Livelihood and Income Augmentation) was designed as a distinct alternative to PM-KISAN — covering not just landholding farmers but also landless cultivators, sharecroppers, and agricultural labourers who are excluded from PM-KISAN. KALIA continues in 2026 as one of Odisha’s flagship agriculture schemes.

KALIA के 5 घटक — Five Components

1. Livelihood support for small & marginal farmers — ₹10,000/year (₹5,000 per season × 2 seasons)
2. Livelihood support for landless agricultural labourers — ₹12,500/year (one-time lumpsum)
3. Life insurance — ₹2 lakh term cover (premium ₹330 — mostly government-paid)
4. Personal accident insurance — ₹2 lakh accidental death / disability cover (mostly free)
5. Interest-free crop loan up to ₹50,000 (via cooperative banks)

पात्रता — Who Qualifies

Component 1: Small & marginal farmers

• Odisha resident farmer with land up to 2 hectares (5 acres)
• Owner-cultivator OR cultivating tenant
• Not a government employee, pensioner, or income-tax payer

Component 2: Landless agricultural labourers

• Agricultural labourer whose family owns less than 0.4 hectares of land
• Resident of Odisha
• Primary livelihood from farm labour

Components 3-5: Insurance + interest-free loan

• Eligible if you qualify under Component 1 or 2
• Age 18-50 for life insurance (PMJJBY-style underwriting)

Exclusions

• Government employees (central/state/contractual)
• Income-tax payers
• Pensioners drawing > ₹10,000/month
• Families owning > 5 acres or 2 hectares of irrigated land

आवश्यक दस्तावेज़ — Documents Required

• Aadhaar card (mandatory)
• Bank passbook (Aadhaar-NPCI-seeded)
• Land records — Khasra/Khatauni/RTC (for cultivator proof)
• Residence certificate (Odisha domicile)
• Mobile number (Aadhaar-linked)

For landless labourers: – Self-declaration of agricultural-labour livelihood – Gram Panchayat certification

आवेदन प्रक्रिया — How to Apply

Option 1: Through Mo Seva Kendra

1. Visit nearest Mo Seva Kendra or Common Service Centre
2. Carry all documents + fill online application on kaliaportal.odisha.gov.in
3. Biometric Aadhaar e-KYC
4. Receive reference number → track online

Option 2: Self-registration online

1. Open https://kaliaportal.odisha.gov.in
2. Click “Register” → enter mobile + OTP
3. Fill personal + land details
4. Upload documents
5. Submit → track application

Option 3: Through Gram Panchayat Secretary

Rural applicants — GP Secretary helps with the application. Especially useful for landless labourers where Gram Sabha certification is needed.

Verification process

• Patwari / Tehsildar verifies land details
• Gram Panchayat Sabha approves landless labourer lists
• Approval reaches state-level KALIA cell for final sanctioning

स्थिति चेक करें — Check Beneficiary Status

1. Open https://kaliaportal.odisha.gov.in
2. Click “Beneficiary Status”
3. Enter Aadhaar or KALIA reference number + OTP
4. See: – Approval status – Installment history – Insurance enrollment status – Bank seeding status

Payment schedule

• Kharif installment (₹5,000) — typically June-August
• Rabi installment (₹5,000) — typically December-February
• Landless labour lumpsum — Once yearly, in October-December

Insurance Components — Details

Life insurance (KALIA Life)

• Cover: ₹2 lakh
• Premium: ₹330/year (of which ~₹180 paid by beneficiary, balance by Odisha government)
• Age eligibility: 18-50
• Renewal: annual, auto-deducted from KALIA installment

Personal accident insurance (KALIA Accident)

• Cover: ₹2 lakh (accidental death or permanent disability)
• Premium: ₹12/year (nominal, mostly government-paid)
• Age eligibility: 18-70
• Auto-enrolled with KALIA

Interest-Free Crop Loan

Up to ₹50,000 crop loan at 0% interest via District Central Cooperative Banks (DCCB) or PACS.

• Repayment tied to crop harvest cycle
• Interest subvention by state government
• Must be a KALIA beneficiary to qualify

हेल्पलाइन — Official Helpline

Service	Number
KALIA Helpline	0671-2391155
CSC Toll-free	1800-3000-5555
Portal	https://kaliaportal.odisha.gov.in

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Related guides on LabhKosh

• Subhadra Yojana Odisha
• PM Kisan Beneficiary Status
• PM Fasal Bima Yojana
• Kisan Credit Card Apply

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Last verified: 20 April 2026. Official source: https://kaliaportal.odisha.gov.in

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