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पीएम मातृ वंदना योजना 2026: मातृत्व लाभ की पूरी गाइड
Quick facts: ₹5,000 for first-child delivery (all categories) · additional ₹6,000 for second child if girl (under PMMVY 2.0, added 2023) · paid to pregnant + lactating women · via Anganwadi / ASHA / auxiliary nurse · portal wcd.nic.in/schemes/pmmvy.
The Pradhan Mantri Matru Vandana Yojana (PMMVY) is the Government of India’s maternity benefit scheme. Launched in January 2017, it provides direct cash support to pregnant and lactating women to compensate for wage loss during pregnancy and post-delivery. PMMVY 2.0 (2023+) added a ₹6,000 benefit for second-born girl children — a targeted pro-girl-child incentive.
योजना का लाभ — Benefits
First child (any gender)
- ₹5,000 in 2 installments:
- ₹3,000 at early registration (between 4th-6th month of pregnancy) — after confirmation of pregnancy + at least 1 ANC (ante-natal check-up)
- ₹2,000 at 3.5 months of child’s age — after first round of baby’s immunization complete
Second child (girl only)
- ₹6,000 as a single installment after birth
- Must be second live-born child of the mother
- Girl child only (boys don’t qualify for this specific benefit)
Additional under state schemes
- Janani Suraksha Yojana (JSY) adds ₹700-1,400 to institutional delivery
- Combined PMMVY + JSY = ₹5,700-6,400 for first-child delivery
पात्रता — Who Qualifies
Mandatory
- Indian citizen
- Pregnant or lactating woman
- Age 19 or above at first-child registration
- For first-child benefit: this is her first live birth (OR her pregnancy is the first)
- For second-child benefit: her second live-born child is a girl
- Registered with ANM (Auxiliary Nurse Midwife) / Anganwadi Worker during pregnancy
Excluded
- Government employees (central / state / contractual) — they already get paid maternity leave
- PSU employees with maternity benefits
- Women who had their first child before the scheme’s launch (January 2017) — unless it’s the current first eligible live birth
आवश्यक दस्तावेज़ — Documents Required
- Aadhaar card of the mother
- Bank passbook (Aadhaar-NPCI-seeded)
- MCP (Mother-Child Protection) card — given by ANM at first check-up
- ANC registration certificate (for first installment)
- Immunization record of baby (for second installment)
- Mobile number (for OTP)
For second-child girl benefit: – Both children’s birth certificates – MCP card of the second pregnancy
Registration Process
Primary route: Anganwadi / ASHA
- Visit your nearest Anganwadi Kendra or ASHA worker during early pregnancy
- They register you on wcd.nic.in/pmmvy on your behalf
- Aadhaar + bank + mobile details collected
- Receive MCP card with registration number
Self-registration online
- Open https://wcd.nic.in/schemes/pmmvy or state-specific equivalent (e.g., wcdhry.gov.in for Haryana)
- Register with Aadhaar + mobile OTP
- Fill pregnancy details
- Link to an Anganwadi Kendra in your area (they still handle on-ground verification)
After Registration — Three Stages of Claim
Stage 1: First instalment (₹3,000) – Confirm pregnancy via ANM-registered MCP card – Attend at least 1 ANC between 4th-6th month – Submit claim through Anganwadi worker – ₹3,000 credited to bank within 15-30 days
Stage 2: Second instalment (₹2,000) – Baby must be at least 3.5 months old – First immunization round complete (BCG + OPV + DPT-I at 6-10-14 weeks) – Submit claim; ₹2,000 credited in 15-30 days
Stage 3: Second-child girl benefit (₹6,000) – After girl child’s birth – Both children’s birth certificates + mother’s Aadhaar match – One-time payment of ₹6,000 after registration of birth
स्थिति कैसे चेक करें — Check Status
- Open https://wcd.nic.in/schemes/pmmvy → “Beneficiary Status”
- Enter mobile + OTP OR MCP card number
- See: – Registration status – Installment payment status – Bank transaction reference
Missing payment? Common causes: – Aadhaar-bank NPCI link broken – MCP card not properly linked – Age below 19 at registration
हेल्पलाइन — Helpline
| Service | Number |
|---|---|
| Anganwadi / Women & Child Dept | State-specific |
| Women’s Helpline | 181 |
| PMMVY Central | 011-23383400 |
| Portal | https://wcd.nic.in/schemes/pmmvy |
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Last verified: 20 April 2026. Official source: https://wcd.nic.in/schemes/pmmvy
Yeh website kisi bhi sarkari vibhaag se sambandhit nahi hai. Yahan di gayi jaankari sirf shaikshanik uddeshya ke liye hai.
How much does PM Matru Vandana Yojana pay?
₹5,000 for first-child pregnancy (in 2 installments), plus ₹6,000 for a second-born girl child. Maximum combined benefit ₹11,000 across eligible pregnancies.
I had a miscarriage after the first installment. Do I have to refund?
No. The first installment is for pregnancy confirmation + ANC, paid upfront regardless of pregnancy outcome. You remain eligible for future pregnancy registration.
Are government employees eligible for PMMVY?
Generally no — they receive paid maternity leave under their employment. Some contractual employees without maternity cover may qualify; check locally.
Do I qualify for ₹6,000 if both my children are girls?
No. First daughter gets ₹5,000 under Stage 1+2. Only the second girl child (not first) gets the additional ₹6,000 benefit.
Does PMMVY require institutional delivery?
No. Home delivery is eligible. However, institutional delivery adds Janani Suraksha Yojana benefit of ₹700-1,400, so delivering at a government hospital is financially beneficial.
