PAN Card Apply Online 2026: Instant e-PAN, Documents & Correction Guide

pan card apply online 2026

पैन कार्ड 2026: Instant e-PAN, दस्तावेज़ और Correction गाइड

Quick facts: Instant e-PAN free in 10 minutes via Aadhaar OTP · regular PAN ₹107 (Indian address), ₹1,017 (foreign) · apply via NSDL / UTIITSL / incometax.gov.in · PAN-Aadhaar link mandatory · helpline 020-27218080.

The Permanent Account Number (PAN) is your 10-character alphanumeric ID with the Income Tax Department — mandatory for filing ITR, opening a bank account, buying/selling property, receiving salary above ₹2.5 lakh annually, investing in mutual funds, and countless other financial transactions. The good news: as of 2026, you can get an e-PAN in 10 minutes if you already have an Aadhaar card. Here’s every route to PAN — instant, regular, correction, and duplicate.

What’s Available in 2026

Option 1: Instant e-PAN (Free + 10 minutes)

  • Fee: FREE
  • Time: ~10 minutes
  • Requirement: Aadhaar-linked active mobile
  • Output: e-PAN only (no physical card by default)
  • Validity: equal to regular PAN

Option 2: Regular PAN via NSDL / UTIITSL

  • Fee: ₹107 (Indian address), ₹1,017 (foreign address)
  • Time: 7-15 days for physical card
  • Requirement: POI + POA + DOB documents
  • Output: Physical card delivered by post + e-PAN

Option 3: Correction / Reprint

  • Same portals; fees similar to fresh apply
  • Used to correct name, DOB, address, or request duplicate

Option 1: Instant e-PAN — Step-by-Step

Go this route if you’re applying PAN for the first time and have an Aadhaar card.

  1. Open https://www.incometax.gov.in/iec/foportal/ (e-filing portal)
  2. Scroll to “Quick Links” → click “Instant e-PAN”
  3. Click “Get New e-PAN”
  4. Enter your 12-digit Aadhaar number
  5. Confirm you accept the declaration (age, consent to use Aadhaar)
  6. Click “Continue”
  7. OTP to your Aadhaar-linked mobile → enter it
  8. Verify Aadhaar details (name, DOB, gender, address) pre-filled from UIDAI
  9. Optionally provide email
  10. Submit
  11. e-PAN generated in ~10 minutes → download the PDF
  12. Save the e-PAN PDF — it’s legally equivalent to a physical PAN card for all purposes

Download the e-PAN later

  1. Go back to the e-filing portal → “Check e-PAN Status / Download”
  2. Enter Aadhaar + OTP
  3. Download PDF

Option 2: Regular PAN via NSDL

Use this if you need a physical card, are a minor, don’t have Aadhaar, or your situation requires manual verification (e.g., applying from abroad).

Step-by-step

  1. Open https://onlineservices.nsdl.com/“New PAN for Indian Citizens — Form 49A”
  2. Choose your application type: New PAN (individual) / Organization / Business
  3. Fill the online form: – Personal details (name, DOB, gender, father’s name) – Communication address – Source of income (salary, business, none, etc.) – Identity verification method
  4. Choose Aadhaar-based e-KYC (fastest) OR physical document submission
  5. Upload or courier documents: – POI — Aadhaar / Voter ID / Passport / Driving License – POA — utility bill / bank statement / Aadhaar / Voter ID – POD — birth certificate / Aadhaar / passport / Class 10 certificate
  6. Pay ₹107 via net banking / UPI / card
  7. Take a photograph via webcam (for Aadhaar e-KYC) or affix in specific boxes if paper-signed
  8. Submit → get 15-digit acknowledgment number
  9. Physical PAN delivered in 7-15 working days

Alternative: UTIITSL

https://www.pan.utiitsl.com — similar flow, similar fees. Use whichever loads faster or you’ve registered with before.

Option 3: PAN Correction / Duplicate

Correction (same fees)

Common corrections: name spelling, DOB, father’s name, address.

  1. Open NSDL or UTIITSL → “Request for New PAN Card and/or Changes/Correction”
  2. Fill Form 49A with current PAN + corrected field(s)
  3. Upload supporting document (e.g., Aadhaar with correct name)
  4. Pay ₹107 (same as new)
  5. Corrected PAN delivered in 15 days

Duplicate PAN (lost/damaged)

Same process, marked as “Request for Duplicate PAN”. No documents needed beyond current PAN + identity proof; same ₹107 fee.

e-PAN reprint

If you lost the PDF you downloaded, go to NSDL e-PAN Reprint, enter Aadhaar + PAN + OTP. Fee: ₹8.26 (one-time). Or use the e-filing portal → “Check/Download e-PAN”.

PAN-Aadhaar Link (Mandatory)

As of 1 July 2023, every PAN holder in India must link PAN with Aadhaar. Missing this makes your PAN inoperative — you can’t file ITR, claim TDS, or use it at banks.

Check your link status

  1. Open https://www.incometax.gov.in/iec/foportal/
  2. “Link Aadhaar Status” (under Quick Links)
  3. Enter PAN + Aadhaar + OTP → status displays

Link fee

  • ₹1,000 late fee (paid at e-filing portal via Challan 280 under sub-code 500) if linking post-deadline
  • Once paid and reflected, link through “Link Aadhaar” on the e-filing portal

Why this matters

  • PAN becomes inoperative if unlinked → bank transactions fail, ITR rejected, salary TDS at higher rate
  • Mandatory for every resident Indian PAN holder (NRI PAN exempt)

Typical Documents Needed (By Situation)

Adult applicant (Indian citizen)

  • POI — Aadhaar (most common), passport, voter ID, driving license
  • POA — same as POI or a utility bill / bank statement within 3 months
  • POD — Aadhaar, passport, birth certificate, Class 10 certificate

Minor applicant

  • Applicant’s birth certificate (POD)
  • Parent/guardian’s Aadhaar + PAN (for verification)
  • Parent/guardian accompanies for photo-sign

NRI / Foreign address

  • Passport
  • Overseas bank statement or utility bill
  • OCI / PIO card (if applicable)
  • Fee: ₹1,017

Organization / Business

  • Certificate of incorporation / partnership deed
  • Authorised signatory’s PAN / ID
  • Company PAN application via Form 49A

e-KYC vs Physical Verification

  • Aadhaar e-KYC: fastest — Aadhaar OTP confirms your identity, no physical document courier needed, entire process online
  • Physical: you print and sign the form, affix photo, courier to NSDL/UTIITSL Mumbai; slower (10-15 days longer)

For the vast majority of individual applicants in India, Aadhaar e-KYC is now the default.

Typical Timelines

Action Timeline
Instant e-PAN (Aadhaar-based) ~10 minutes
Regular PAN via Aadhaar e-KYC + physical card 7-15 days
PAN via physical documents 15-30 days
Correction / duplicate 15 days
e-PAN reprint (PDF) Immediate download

हेल्पलाइन — Official Helpline

Service Number
Income Tax Helpline 1800-180-1961
NSDL PAN 020-27218080
UTIITSL 033-40802999
Email tin-nsdl[at]nsdl.co.in · utiitsl.gsd[at]utiitsl.com

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Last verified: 20 April 2026. Official source: https://www.incometax.gov.in · https://onlineservices.nsdl.com · https://www.pan.utiitsl.com

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Is instant e-PAN the same as regular PAN?

Yes. The 10-digit PAN number is identical and legally equivalent. The only difference is that instant e-PAN is digital-only (PDF) while regular PAN also gives a physical card by post.

Can I apply for PAN without Aadhaar?

Yes. Use the physical document route on NSDL or UTIITSL — submit POI, POA, and POD documents. This is slower than Aadhaar-based e-KYC.

Is there a fee for instant e-PAN?

No. Instant e-PAN is completely free via the Income Tax e-filing portal.

My PAN is inoperative due to missing Aadhaar link. What happens?

PAN becomes inoperative — transactions requiring PAN validation fail and TDS is deducted at higher rates. Link Aadhaar (pay ₹1,000 late fee if after deadline) and status returns to operative in 30 to 45 days.

My name on PAN and Aadhaar doesn’t match. What should I do?

Update one to match the other. Updating Aadhaar is usually faster; alternatively, correct the PAN via NSDL’s correction form with supporting identity proof.