Chiranjeevi Swasthya Bima Yojana Rajasthan 2026: ₹25 Lakh Free Treatment

चिरंजीवी स्वास्थ्य बीमा योजना राजस्थान 2026: ₹25 लाख तक मुफ्त इलाज

Quick facts: Up to ₹25 lakh cashless treatment per family per year · free registration for NFSA beneficiaries, ₹850/year premium for voluntary enrollment · Rajasthan-wide empanelled hospitals · portal chiranjeevi.rajasthan.gov.in · now aligned with Ayushman Bharat.

Launched on 1 May 2021 by the Rajasthan government, the Mukhyamantri Chiranjeevi Swasthya Bima Yojana was one of India’s most generous state-level health coverage programmes. In 2023 the cover was raised from ₹10 lakh to ₹25 lakh per family per year, and in 2024 the programme was aligned with Ayushman Bharat PM-JAY under the current state administration — creating a combined flagship known in daily use as Mukhyamantri Ayushman Arogya Yojana. The underlying coverage and portal remain accessible; here’s what every Rajasthan family needs to know.

योजना क्या कवर करती है — What’s Covered

₹25 lakh per family per year — cashless treatment at empanelled hospitals
1,900+ medical and surgical packages across 27 specialties (aligned with AB-PMJAY package list)
Pre-existing conditions covered from day one
Pre-hospitalization up to 5 days and post-hospitalization up to 15 days
Organ transplants covered
Kidney dialysis, cancer, cardiac, accident, and COVID care included
Public and empanelled private hospitals across Rajasthan (and some national PMJAY hospitals for convergence)

Cashless mode: on admission, present your card + Aadhaar → the hospital’s Arogya Mitra logs you into the system → treatment proceeds without any payment from you.

पात्रता — Who Qualifies

Free enrollment (100% premium paid by state)

NFSA beneficiaries (BPL, AAY, PHH card holders)
Families affected by drought, flood, or disaster
Government contractual workers (specific categories)
Journalists registered with state information department
Farmers who have taken state-subsidized loans (ask your bank/CCB)

Subsidized or voluntary enrollment (partial premium)

Non-NFSA families in Rajasthan can enrol by paying ₹850/year premium
Some state employee categories pay ₹850 or less
Includes small business owners, salaried non-govt employees

Not eligible

Non-Rajasthan residents (domicile required)
Families already covered under ESIC or central govt health schemes (to avoid double-benefit)

आवश्यक दस्तावेज़ — Documents Required

Jan Aadhaar of the family (Rajasthan’s family identifier — this is the primary document)
Aadhaar cards of all family members
Ration card (for NFSA beneficiaries)
Residence proof / Rajasthan domicile
Mobile number (Aadhaar-linked for OTPs)

Jan Aadhaar is non-negotiable. Without it, you can’t enrol. Get one at your nearest eMitra Kiosk if you don’t have it — it’s free and takes 7-10 days.

पंजीकरण कैसे करें — How to Register

Free enrollment (NFSA / eligible free category)

If you’re on NFSA or any other state-identified free category, you are usually auto-enrolled through the Jan Aadhaar database. Check your enrollment status first.

Open https://chiranjeevi.rajasthan.gov.in → “Lagu Hokumnath” (Beneficiary Status)
Enter Jan Aadhaar number + OTP
If status shows “Enrolled”, download your e-card — you’re covered.
If not enrolled, proceed to eMitra

Voluntary / Paid enrollment

Visit any eMitra Kiosk in Rajasthan (one in almost every village)
Carry: Jan Aadhaar, Aadhaar cards of all family members, ration card, bank passbook
Pay the ₹850 annual premium (accepted by eMitra)
Receive acknowledgment + policy number — eMitra prints your e-card immediately
Coverage becomes active within 24-48 hours of payment

eMitra locator

Search for your nearest eMitra at emitra.rajasthan.gov.in → “Services Near Me”.

e-Card Download

Open chiranjeevi.rajasthan.gov.in → “Download e-Card”
Enter Jan Aadhaar + OTP
Download and save PDF of the family health card
Save a copy on your phone — it’s accepted everywhere

अस्पताल कैसे ढूंढें — Find Empanelled Hospitals

Open the portal → “Empanelled Hospitals” (सूचीबद्ध अस्पताल)
Filter by district and specialty
You’ll see the full list with address, phone, and specialty coverage
Most major private hospitals in Jaipur, Udaipur, Jodhpur, Kota, Ajmer are empanelled
In remote areas, the nearest district hospital (government) is always empanelled

Pro tip: before going for surgery, call the hospital’s Arogya Mitra to confirm your package is active and get the pre-authorization number.

अगर अस्पताल इलाज नहीं कर रहा — If a Hospital Refuses Cashless

This is a policy violation. Escalation steps:

Call the state toll-free helpline while still at the hospital
Provide your Jan Aadhaar + hospital name + doctor name
The State Health Authority (SHA) contacts the hospital directly
If resolved, treatment proceeds. If not, the SHA can penalize the hospital.
File a formal grievance on Rajasthan Sampark (181 or sampark.rajasthan.gov.in)

Do not pay and hope for reimbursement — get the cashless enforcement while you’re still at the hospital.

हेल्पलाइन — Official Helpline

Service	Number
Chiranjeevi Helpline	18001806127
SHA Rajasthan	0141-2743223
Rajasthan Sampark (general grievance)	181
Email	chiranjeevi.sha[at]rajasthan.gov.in

Integration with Ayushman Bharat

Since 2024, Rajasthan has aligned Chiranjeevi with Ayushman Bharat PM-JAY — if you hold a PM-JAY card, you benefit from the Chiranjeevi expansion (up to ₹25 lakh in Rajasthan hospitals); if you hold a Chiranjeevi card, you can use PM-JAY’s nationwide hospital network. This portability is significant when traveling or receiving care outside Rajasthan.

FAQ — Common Questions

My ₹25 lakh cover includes — how is it counted? It’s per-family, per-financial-year. The full ₹25 lakh can be used on a single member or split across the family’s medical events. It resets on 1 April of each financial year.

Can I use Chiranjeevi outside Rajasthan? For empanelled PM-JAY hospitals nationwide, yes — after the 2024 alignment, portability is supported. For non-PMJAY hospitals in other states, Chiranjeevi alone doesn’t apply; use PM-JAY network.

What if I miss the premium renewal (voluntary)? Coverage lapses. You need to pay ₹850 and renew at eMitra; coverage restarts after 24-48 hours. No retroactive coverage for events during the lapse.

Is pregnancy and delivery covered? Yes — routine and C-section deliveries, maternal complications, and neonatal care are all covered under the relevant packages.

Does ₹25 lakh cover cosmetic or dental work? No. Cosmetic, routine dental (except medically indicated), fertility treatment (some exceptions), and illnesses arising from self-harm are excluded.

My pre-existing kidney disease — covered from day one? Yes. There’s no waiting period; pre-existing conditions are covered from day one of enrollment. This is a defining feature of state-sponsored schemes like Chiranjeevi/PM-JAY.

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Last verified: 20 April 2026. Official source: https://chiranjeevi.rajasthan.gov.in